Loan Redemption

In recent years, a lot of changes have taken place in the field of lending. The crisis of 2008 drew attention to the dangers of foreign currency loans and how risky it is if the public claim a short (3-6 months, maybe 1 year) fixed loan. Longer fixed interest periods have appeared – conventional or fixed-rate loans or ARM (Adjustable-Rate Mortgage). Banks introduced pricing based on customer classification, interest linked to the reference rate, positive debtor list was also brought in, etc.

Existing loans (mortgage, personal loan, free use mortgage, etc.) should be reviewed every few years to check if there is a more favorable solution.

There are also banks that do not only lend up to the amount of existing loans, but also give an additional free portion, if the customer’s creditworthiness is adequate, i.e., there is no active negative KHR status, and he has adequate income.

For whom is the loan redemption worth it?

– for those who seek greater security, as they can fix the interest and repayment of the new loan for the entire term
– who wants to pay less. In many cases, the interest rate and/or term of the new loan is much more favorable than the current one.
– who wants to settle their debt and at the same time see several loans with different interest rates and terms. I’ll tell you, in such cases we almost always find a more favorable option.
– who needs additional credit and wants to restore their credit rating. If the available loans can be exchanged for loans with more favorable repayment installments, the credit rating will improve.

Banks have a completely different practice in terms of what kind of loans they redeem. Because of this diversity it is worth taking advantage of our help. We will find the right bank and the best solution for you.

Did you know your money is not worth the same at every bank?

The credit assessments of each bank are completely different, so it’s worth contacting an expert to get the most out of your money!

I know the offers of all the banks in detail, I thoroughly prepare the mortgage package whilst presenting the three most favorable offers for you, from which you can choose the most suitable one. I land a hand and stand by you throughout the entire mortgage administration process.

If you choose me, you can benefit from extra discounts and possible lowered individual interest rates, and I provide you with a faster, quality-orientated service.

My service is 100% free for you from the very beginning until the disbursement. (I receive commission from the banks after successful loan disbursement.

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