Mortgage (housing/home)
For apartment purchase / renovation / construction / extension
All offers from 7 banks in one place.
Full, free administration
Individual interest rates, discounts
Well-established, professional background provided by bank clerks.
Total administration time from submission to disbursement: approximately 6 weeks
The most well-known and popular type of loan is simply called a mortgage.
A mortgage is a loan that is used to purchase or maintain a home, land, or other type of property. The borrower agrees to pay the lender over time, typically in a series of regular payments that distribute principal and interest. The property then serves as collateral for the loan.
A borrower must apply for a mortgage through their preferred lender and ensure they meet several requirements, including minimum credit and downpayments. Mortgage applications go through a rigorous underwriting process before reaching the closing stage. Types of mortgages, such as conventional or fixed-rate loans or ARM (Adjustable-Rate Mortgage) vary depending on the needs of the borrower.
When claiming a mortgage, it is important that the property you wish to buy / build will serve as collateral for the loan, so the banks require 20-30% downpayment (or own resource) and only the remaining part (70-80%) of the purchase price can be financed with mortgage. The 20-30% downpayment can be redeemed if the debtor can offer a second property to the bank as collateral (which is already owned by him). In this case, the bank’s mortgage is linked to both (the existing and the soon to-be-purchased) properties, but in return 100% of the purchase price can be claimed as mortgage.
Did you know your money is not worth the same at every bank?
The credit assessments of each bank are completely different, so it’s worth contacting an expert to get the most out of your money!
I know the offers of all the banks in detail, I thoroughly prepare the mortgage package whilst presenting the three most favorable offers for you, from which you can choose the most suitable one. I land a hand and stand by you throughout the entire mortgage administration process.
If you choose me, you can benefit from extra discounts and possible lowered individual interest rates, and I provide you with a faster, quality-orientated service.
My service is 100% free for you from the very beginning until the disbursement. (I receive commission from the banks after successful loan disbursement.
Request a free mortgage administration now by clicking the button below: